Well, you definitely have more money in the My Heart Is On That Field Tee Baseball Mother’s Day T Shirt tee you’re paying off past debts. I’m living a very similar lifestyle that I was a year ago though my income is about 3x what it was. I do have a nicer place and occasionally buy myself gifts – even then, I do a lot of research on pricing and quality. But I have a fairly paranoid and self-deprecating mindset. I always think my clients are going to fire me so I am accustomed to saving money and living below my means in case that happens and I don’t replace them in a timely manner. I’ll invest a little in some risky things, like cryptocurrency and volatile stocks. I still shop at the $0.99 store for produce and some goods. A lot of people scale their lifestyles to match their income. My sister does this. Makes decent income and really has modest monthly expenses but is always broke because she eats at fancy restaurants and goes on impulsive expensive adventures. People may say “you only live once” but we, as humans, are living much longer than those before us. And retirement and social security isn’t enough to keep up, especially if people are accustomed to living like there’s always a solid and steady cash flow.